Normally a health insurance plan covers health care, medications, diagnosis, medical and dental surgeries. Depending upon the type of your insurance policy, a good private insurance plan can provide coverage for the following:Emergency servicesMedical CheckupsMedical and screening testsSpecialized investigations like CAT-SCAN, etcDreaded diseasesMaternity benefitsIn-hospital medical treatmentOTC and prescription medicationsEye examinationsEyewearDental care and surgeryPhysiotherapyHearing aidsMedical equipmentAmbulance servicesParamedical services